worthtracker and the alternatives
Most money apps start by asking you to link your bank accounts. worthtracker does not: you type in your own numbers. Here is how it compares, feature by feature.
| Feature | worthtracker | Mint | YNABYou Need A Budget | EmpowerPersonal Capital | Monarch Money |
|---|---|---|---|---|---|
| Price | Free, or $9/month for Pro | Free (discontinued in 2024) | $14.99/month | Free (with advisory upsells) | $9.99/month |
| Net worth tracking | Yes | Yes | Yes | Yes | Yes |
| FIRE calculator | Yes | No | No | Yes | No |
| Historical snapshots | Yes | Yes | No | Yes | Yes |
| Income tracking | Yes | Yes | Yes | Yes | Yes |
| No bank linking required | Yes | No | No | No | No |
| CSV import and export | Yes | Yes | Yes | Yes | Yes |
| Mobile app | Installable web app | Yes | Yes | Yes | Yes |
| No ads | Yes | No | Yes | No | Yes |
| Goal tracking | Yes | Yes | Yes | Yes | Yes |
| No financial product upsells | Yes | No | Yes | No | Yes |
| Asset allocation tools | Yes | No | No | Yes | No |
Based on each product's public information when this page was written. Prices and features change, so check the provider's site before you decide.
No bank connections
You type in what you own and owe. worthtracker never asks for bank logins, so there is no aggregator holding access to your accounts.
Built for net worth, not budgets
Assets, debts, a monthly snapshot and the long-term trend. Ten minutes to set up and a minute a month after that.
A real free plan
Unlimited assets and history, goals, milestones and CSV export, free. Pro adds FIRE projections and write access for AI assistants.
Side by side
Try it with your own numbers
Free plan, no card needed. Export everything as CSV whenever you like.