worthtracker vs Empower (Personal Capital)
Investment tracking and financial advisory. Here is how it compares with worthtracker for tracking your net worth.
| Feature | worthtracker | Empower (Personal Capital) |
|---|---|---|
| Price | Free, or $9/month for Pro | Free (with advisory upsells) |
| Net worth tracking | Yes | Yes |
| FIRE calculator | Yes | Yes |
| Historical snapshots | Yes | Yes |
| Income tracking | Yes | Yes |
| No bank linking required | Yes | No |
| CSV import and export | Yes | Yes |
| Mobile app | Installable web app | Yes |
| No ads | Yes | No |
| Goal tracking | Yes | Yes |
| No financial product upsells | Yes | No |
| Asset allocation tools | Yes | Yes |
Empower (Personal Capital): what it does well
- Free investment tracking
- Retirement planner
- Fee analyzer for investments
Empower (Personal Capital): where it falls short
- Aggressive financial advisory sales calls
- Requires bank and brokerage linking
- Sells financial products
- Privacy concerns with data aggregation
Our verdict
Empower has powerful investment tools but comes with aggressive sales pressure and requires sharing all your financial account data. WorthTracker offers manual, privacy-first tracking without the upsells.
Try worthtracker freeBased on public information when this page was written. Check Empower (Personal Capital)'s own site for current prices and features.