Your whole net worth, one calm page.
Add what you own and what you owe. worthtracker keeps the monthly history, shows the trend and the milestones, and plans the road to financial independence.
Free plan: unlimited assets and history, CSV export. No card needed.
Private by design
You type the numbers. There are no bank connections, so no bank passwords are stored anywhere. Export everything as CSV whenever you like.
A snapshot every month
worthtracker records your net worth on your first visit each month, so the history builds itself, even if you forget.
Plan ahead
Goals, milestones and savings rate on the free plan. FIRE projections on Pro show when your money could start working for you.
Works with your AI
Connect Claude or ChatGPT through the API or MCP, and ask how your net worth changed this year, in plain words.
Ten minutes to set up. A minute a month after that.
- Step 1
Add what you own
Accounts, investments, your home, a car. Any currency, any category.
- Step 2
Add what you owe
Mortgage, loans, cards. Your net worth is the difference.
- Step 3
Watch the line
Each month adds a point to your history, and milestones mark the way.
Ask your AI assistant about your money
worthtracker has a public API and an MCP server. Connect Claude, ChatGPT or your own agent, sign in once, and ask questions in plain words. Free accounts can read; Pro can also update values and take snapshots.
How did my net worth change since January?
Free calculators, no account needed
All toolsFIRE calculator
When could your investments pay your bills?
Coast FIRE calculator
When you could stop saving for retirement
Savings rate calculator
Your savings rate and years to independence
Inflation calculator
What your money will be worth in the years ahead
Emergency fund calculator
How much cash to keep, and how long it takes
Debt payoff
Avalanche or snowball, and your debt-free date
Budget estimator
Split your income with the 50/30/20 rule
Asset allocation
Your mix next to a simple guide for your age
Net worth check
Six questions on your money habits, with a score
Free for tracking. Pro for planning.
Every plan has unlimited assets and history. Cancel any time.
Free
Track everything you own and owe
- Unlimited assets and liabilities
- Unlimited income and expenses
- Automatic monthly snapshot, plus 5 of your own
- Goals, milestones and history
- Monthly email report
- CSV and JSON export
- Read-only API and AI assistant access
Pro
Most popularPlan the road to financial independence
50% off with code FIRE
- Everything in Free
- FIRE projections and forecasts
- Unlimited snapshots
- API and AI assistant write access (MCP)
Family
Track wealth together
50% off with code FIRE
- Everything in Pro
- Up to 5 people in one family
- Combined family net worth
- Each member keeps a private account
Prices in USD. Compare plans in detail
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